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About Income Protection Cover UK

Our experts have successfully helped many of our customers save money on their Income Protection policy

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Our experts compare Income Protection quotes from leading UK providers to find the best plans to suit you

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Frequently Asked Questions

Income Protection Insurance is designed to help protect you and your income when you are unable to work anymore, because of an injury you have suffered or after contracting a serious illness. Most policies pay a tax-free proportion of your income, the average being between 50-70%, and will run until you retire or after you return to work.
When applying for an Income Protection policy, your premium is calculated with a number of different factors and prices will vary based on personal circumstances. Your current health, smoking status and job role all play a part in determining how much you will pay.
With most policies you can protect up to 70% of your gross monthly earnings, and payouts you receive will be tax-free. You can choose to insure a lower percentage of your earnings, which should reduce the amount you pay in premiums each month.
Income Protection claims are paid out after a deferred period, usually between 4-52 weeks, when you take out your policy you can choose the length of your deferred period. The longer the pre-determined amount is, the lower your monthly payments will be.